Manager, Credit Risk

Join the GFin Lending team at Grab, Southeast Asia's leading superapp, dedicated to expanding financial access across Malaysia. As the Manager of Credit Risk, you will lead the Retail Credit Risk vertical, focusing on consumer lending products such as Buy Now, Pay Later (BNPL) and Cash Loans. This role is pivotal in ensuring that these products are both accessible to users and sustainable for the business.

In this position, you will be responsible for developing and implementing credit risk strategies to achieve profit and loss targets and maximize risk-adjusted returns. Your day-to-day tasks will include defining risk segments, overseeing the execution of credit policies, conducting portfolio surveillance using SQL and Python, and collaborating with cross-functional teams to align technical data pipelines with credit strategies. Additionally, you will manage risk model parameters and provisioning calculations to ensure accurate financial exposure reporting.

The ideal candidate will have over seven years of experience in credit risk management for high-volume consumer products, preferably within a bank or fintech environment. Proficiency in SQL and Python is mandatory for data extraction and analysis. A strong understanding of Malaysian credit infrastructure, including CTOS and CCRIS, is essential. Experience with credit decision engines and the ability to balance risk objectives with commercial growth are also required.

Grab offers a comprehensive benefits package, including term life and medical insurance, flexible benefits through GrabFlex, parental and birthday leave, and a confidential assistance program. Flexible work arrangements are also available to help balance personal commitments.

At Grab, we are committed to building an inclusive and equitable workplace that provides equal opportunities for all employees to grow and perform at their best.