Senior Manager, Machine Learning
As a Senior Manager of Machine Learning at Upstart, you will lead a team of scientists and engineers in developing and refining core underwriting and pricing models for our Small Dollar Loans (SDL) and Cash Line products. These initiatives are central to Upstart's mission of expanding access to affordable credit through innovative AI-driven solutions.
Your primary responsibilities will include driving early machine learning innovation for the Cash Line product by developing models that predict customer behaviors such as churn, draw, and default. Additionally, you will enhance SDL underwriting models, design decision engines that translate model predictions into transparent lending outcomes, and develop robust performance metrics to build confidence in our systems among stakeholders.
The ideal candidate will have a minimum of six years of experience in developing and deploying machine learning models with direct financial impact. A proven track record of leading high-impact ML initiatives from research through productionization is essential. An advanced degree in a quantitative field, such as computer science, statistics, or economics, is required. Strong technical judgment, statistical intuition, and the ability to make direct technical contributions are also necessary.
Upstart offers a competitive compensation package, including a base salary ranging from $238,400 to $330,200, depending on geographic location and individual qualifications. Additional benefits include target bonuses, equity compensation, comprehensive medical, dental, and vision coverage, a generous 401(k) plan with company matching, and various wellness and professional development allowances.
Joining Upstart means becoming part of a mission-driven company that values innovation, collaboration, and personal growth. With a digital-first approach, Upstart provides flexibility in work arrangements while fostering intentional in-person connections through team events and onsite sessions. This role offers the opportunity to make a meaningful impact in the financial technology sector by leveraging advanced AI to reshape access to credit.