Compliance Associate Manager, Third Party Risk Oversight

The Compliance Associate Manager, Third Party Risk Oversight at Upstart plays a pivotal role in managing and mitigating risks associated with third-party relationships. This position is situated within Upstart's Third Party Risk Management (TPRM) team, which is integral to ensuring that third-party engagements align with regulatory standards and the company's risk appetite. Upstart, a leading AI lending marketplace, partners with banks and credit unions to expand access to affordable credit, leveraging advanced AI to reshape the borrowing process.

In this role, the Compliance Associate Manager will lead and oversee third-party supplier risk assessments, encompassing due diligence, onboarding, and ongoing monitoring. They will provide guidance and quality reviews for team members conducting these assessments, synthesize supplier risks to inform risk-based decisions, and act as an escalation point for complex or high-risk supplier issues. Additionally, the role involves enhancing TPRM frameworks, methodologies, and tooling to improve scalability and effectiveness, and collaborating with Legal, Compliance, Security, and business teams to ensure consistent application of risk standards across the supplier lifecycle.

Candidates should have over five years of experience in risk management, third-party risk, audit, or compliance, with at least two years in leadership roles. Experience in overseeing vendor risk assessments across multiple risk domains and familiarity with regulatory expectations, such as those from the OCC, FDIC, and CFPB, are essential. Proficiency with risk management tools or vendor management systems like Zip, Kobalt, ProcessUnity, Archer, or ServiceNow is also required.

While specific compensation details are not provided, Upstart offers a comprehensive benefits package that includes competitive compensation, medical, dental, and vision coverage, and a 401(k) plan with company matching. The company also provides an Employee Stock Purchase Plan (ESPP), life and disability insurance, and generous leave policies.

Upstart fosters a digital-first culture, allowing employees to work remotely from various locations across the U.S., with offices in San Mateo, California; Columbus, Ohio; and Austin, Texas. The company emphasizes in-person collaboration through regular team onsites and planning sessions, promoting creativity and trust among team members. Upstart is committed to innovation and consumer protection, offering opportunities for professional growth and the chance to make a meaningful impact in the financial services industry.