Sr Credit Officer Risk
The Senior Credit Officer Risk at Compeer Financial is a pivotal role within the organization's risk management team, focusing on overseeing and managing high-risk asset portfolios across designated regions. Compeer Financial is a member-owned cooperative serving agriculture and rural communities in Illinois, Minnesota, and Wisconsin, offering a range of financial services including loans, leases, and risk management solutions. The company emphasizes a culture that promotes meaningful work, professional development, and a flexible, hybrid work environment.
In this role, the Senior Credit Officer Risk is responsible for evaluating, underwriting, and making credit decisions for various loan requests, including commercial, traditional, investor, and consumer loans. This involves analyzing financial information, determining appropriate credit risk levels, and establishing loan conditions. Additionally, the officer provides credit counseling to clients, collaborates with team members to structure credits that meet internal lending requirements and client expectations, and monitors assigned credit leasing portfolios. The role also includes conducting complex negotiations for collecting or correcting non-performing accounts and serving as a subject matter expert in assigned industries or lines of business.
Candidates for this position should possess a strong background in credit analysis and risk management, with experience in evaluating and underwriting various types of loans. Excellent analytical skills, attention to detail, and the ability to make informed credit decisions are essential. Strong communication and negotiation skills are also important, as the role involves interacting with clients and team members to provide financial solutions and manage collections. A deep understanding of agricultural lending and the unique financial needs of rural communities is highly beneficial.
Compeer Financial offers a comprehensive benefits package, including medical, dental, and vision insurance, as well as health savings and flexible spending accounts. Additional benefits encompass life and AD&D insurance, short-term and long-term disability, wellness programs, and an employee assistance program. The company also provides generous paid time off, including vacation, sick leave, holidays, parental leave, and volunteer paid time off. Retirement benefits include a 401(k) plan with a fixed contribution and matching. Professional development is supported through learning and development programs, mentorship opportunities, and reimbursement for professional memberships and certifications.
Compeer Financial fosters a collaborative and inclusive work environment, valuing diverse backgrounds and experiences. The organization is committed to empowering its team members to live fulfilling lives and pursue meaningful careers. With a focus on advancing rural prosperity, Compeer Financial provides opportunities for career growth and professional development, making it an attractive employer for individuals passionate about supporting agriculture and rural communities.