Senior Software Engineer - Finance
Location: Mumbai, India
Team: Fintech Tribe
About Nivoda
Nivoda is a B2B marketplace enabling the international commerce of Diamonds, Gems, Jewelry, enabled through a SaaS layer. As we scale, more money moves through our platform every day, across multiple banks, currencies, and geographies.
About the role
Your mission is to provide complete, accurate, and timely visibility into the movement of funds across Nivoda’s ecosystem. You’ll shape the financial infrastructure that supports a global, multi-bank, multi-currency marketplace, ensuring our systems can scale with the business.
What You’ll Do
You’ll own how Nivoda connects with banks worldwide, designing and operating the integrations, data models, and reconciliation capabilities that power our financial operations. Your work will directly impact payment accuracy, operational efficiency, and customer trust as we continue to grow.
Responsibilities include:
- Bank Integrations Ownership: Lead the design, build, and operation of scalable bank integrations across multiple regions, including MT, BAI, MX/ISO 20022, APIs, host-to-host, and SFTP - ensuring reliable pipelines for transactional and balance data.
- Reliability & Observability: Implement integrations with strong systems thinking, end-to-end observability, intelligent retries, idempotency, monitoring, and clearly defined SLAs to ensure resilience at scale.
- Financial Data Modelling: Define and maintain a unified data model across diverse bank formats, normalising and enriching financial data for ledgers, reconciliation, reporting, and customer-facing products.
- Reconciliation Automation: Build automated matching logic and workflows to reconcile bank statements against marketplace activity and internal ledgers (AP, AR, payroll), enabling daily or near real-time reconciliation.
- Payment Flow Visibility: Surface accurate, reconciled payment and funds-movement data into internal tools and customer experiences, improving clarity and reducing...