Senior Analytics Manager - Credit

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We're hiring a Senior Analytics Manager - Credit for our team based in Ghana. Your credit models will unlock financial inclusion for millions across Africa. Through predictive analytics, experiments, and strategic insights, you'll give people their first real opportunity to build financial security.

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THE IMPACT 💚

Your analysis will shape how we responsibly serve millions of customers across Africa. We've unlocked over $2 billion in credit for 7 million Every Day Earners. You'll translate complex credit data into executive insights that define our risk appetite and drive growth in Ghana.

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THE OPPORTUNITY

🎯 Mission-driven fintech: TIME 100 company and Financial Times' Africa's fastest-growing company (2022-2025)

🚀 Scale & complexity: Processing 1.5 million daily payments across multiple African markets

💡 Technical excellence: Build predictive models, run causal analyses, shape credit strategy with rich transactional data

🌍 Real impact: 70% of customers use M-KOPA products for income generation | 2.5 million first-time internet users connected

THE ROLE

Lead advanced credit analytics that inform risk appetite, pricing, and portfolio strategy. Translate data into actionable insights that strengthen credit decision-making and enable sustainable, profitable growth in a rapidly scaling environment.

What You'll Do:

- Lead portfolio-level credit risk analytics and diagnostics—assessing performance, risk concentration, and loss drivers to directly inform risk appetite and growth decisions

- Translate complex credit data into executive decision support on credit po...