Product Engineer

Why Join Stand: At Stand, you’ll help build a new class of global property protection. We use advanced physics and AI to model catastrophic risk at the asset level, then automate underwriting and mitigation before loss occurs. Insurance is simply the current delivery mechanism. The real product is a scalable risk engine.

We stay when traditional insurers exit. We model what others approximate. And we build systems that change outcomes, not just prices.

Background: The property insurance industry is built to price loss after it happens. It relies on coarse proxies, backward-looking data, and manual processes, then accepts damage as unavoidable.

Stand takes a different approach. We simulate how real-world catastrophes affect individual properties, translate that into actionable decisions, and automate the business around it. The result is a platform that can underwrite what others can’t and operate with far less friction.

The Problem We’re Solving:

A home’s survival in a wildfire or flood depends on its materials, geometry, topography, and defensible space. Traditional insurance models flatten that complexity, offering little insight to homeowners and few incentives for mitigation.

Stand combines deterministic catastrophe models with modern AI to compute property-level risk and embed it directly into underwriting, pricing, and mitigation workflows. Instead of obscuring risk behind averages, we make it measurable and actionable - giving insurers sharper pricing signals and homeowners clear insight and incentives to mitigate. We build production software that connects scientific modeling to real-world insurance operations, turning physics into decisions.

The Role:

We’re hiring a Product Engineer with engineering leadership depth - someone who has owned large product surfaces, made real tradeoffs, and is comfortable being accountable for outcomes, not just implementations.

This role is not narrowly scoped. You’ll own critical systems across the insurance life...