Principal Business Analyst, Portfolio Management

Mission Lane is seeking a Principal Business Analyst to lead analytics, modeling, reporting, and strategic recommendations for their Portfolio Management programs. This role focuses on designing strategies for customer engagement and risk management, including upgrades and multicard initiatives, to best serve both customers and the business.

In this position, the Principal Business Analyst will be responsible for refining underwriting and pricing strategies for multicard and line-extension programs, developing and testing rewards upgrades and purchase incentives to enhance customer engagement, and collaborating with risk, data science, and engineering teams to implement these strategies effectively.

Candidates should have 2 to 7 years of experience in a highly analytical role, with a strong background in economics, finance, engineering, mathematics, or a similar quantitative field. Proficiency in SQL and Python is essential, along with a proven ability to solve complex business problems end-to-end, from hypothesis formation to data analysis and stakeholder communication.

The compensation for this role includes an annual base salary ranging from $118,000 to $135,000, with additional compensation through annual incentive and equity programs. Benefits encompass paid time off, a 401(k) match, a monthly wellness stipend, health/dental/vision insurance options, disability coverage, paid parental leave, flexible spending accounts for childcare and healthcare, life insurance, and a remote-first work environment.

Mission Lane, founded in December 2018 and headquartered in Richmond, Virginia, is a purpose-driven fintech company committed to providing fair and transparent credit options to underserved populations. The company fosters a culture of empathy and collaboration, offering opportunities for career growth and development within a dynamic and mission-driven environment.