Compliance Officer

Mudflap serves the $800B trucking industry, the backbone of the U.S. economy. Our market-leading payment products help truckers save thousands of dollars on fuel (their #1 business expense), while providing our fuel stop partners with access to new, hard-to-reach customers. We’re a fast-growing marketplace business looking for a new customer-obsessed teammate to join us on this exciting journey.

As our first internal Compliance Officer, you’ll work closely with our executive team to define, implement, and manage the policies and procedures that ensure Mudflap operates with integrity, security, and full regulatory alignment. This is a unique opportunity to join a fintech company at a high-growth stage and help shape a function critical to our long-term success.

WORK LOCATION:

We value in-person connection and have offices in both Palo Alto, CA and Austin, TX. While we prefer candidates located in these hubs for occasional meetings and team collaboration, we are open to remote team members who can travel periodically if needed.

To support our team, we offer:

- Commuter benefits to ease your travel

- Lunches and snacks to keep you fueled

- A collaborative, high-growth environment where you’ll work closely with talented teammates across the company

EXPECTATIONS (IN THIS ROLE, YOU WILL):

- Develop and manage compliance frameworks for commercial financing and deposit account programs, ensuring adherence to federal and state laws

- Work with Product and Legal teams to structure and review commercial financing and deposit account products to align with regulatory requirements, including disclosures, underwriting standards, and servicing practices

- Develop and maintain company-wide compliance programs and risk controls, including those related to underwriting, fraud, payments, privacy, and vendor oversight

- Stay current on regulatory requirements relevant to Mudflap’s business (e.g. Reg B, FCRA, UDAAP, FTC, AML/BSA, PCI, data privacy laws) and lead...