Commercial Mortgage Officer

About Allica Bank

Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in Fintech.

Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers.

Role Description

Ensuring the best possible customer experience for Allica’s lending products from Offer stage through to loan drawdown and completion.

Working closely with Relationship Managers, Business Development Managers, legal and valuation panels, and Underwriting teams, you will manage a portfolio of lending cases covering Commercial Mortgages, GGS loans, Overdrafts, and Business Loans progressing them efficiently and effectively to completion while maintaining compliance and operational excellence.

This role would suit someone with experience in commercial mortgages, lending operations or banking operations who thrives in a fast-paced environment and enjoys managing multiple cases at once.

Principal Accountabilities

- Deliver post-sanction administration for all lending products, ensuring timely release of communications, legal and valuation instructions, and payments.

- Satisfy all Conditions Precedent to the loan/mortgage, coordinating with internal and external stakeholders to drive completions.

- Manage a pipeline of cases to meet service level agreements and quality standards.

- Maintain strong working relationships with legal and valuation panel partners to ensure efficient correspondence and case progression.

- Build and maintain close collaboration with Underwriting, Relationship Managers, and Business Development Managers.

- Keep accurate case records, including a clear sanction audit trail for MI and monitoring purposes.

- Ensure compliance with bank policies, procedures, and all regulatory requirement...