Asset & Liability Manager
Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75.
Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started.
Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, and 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.
AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.
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Join us as an Asset & Liability Manager (ALM) to steer Qonto’s balance sheet as we transition from a Payment Institution to a fully licensed Bank. You will work directly with Kevin, Head of ALM, to optimize our balance sheet, ensuring we maximize profitability while strictly adhering to new regulatory capital and liquidity requirements.
👩💻🧑💻 As an ALM at Qonto, you will
• Steer ALM Metrics & Reporting: You will monitor and project key metrics (gaps, LCR, NSFR, EVE, NII, RWA… ) and contribute to internal risk reporting and stress testing.
• Design Hedging Strategies: You will implement and follow up on IRR strategies in coordination with Finance and Risk teams to manage our exposure.
• Optimize Capital & Liquidity: You will steer the balance sheet and manage investment allocation to m...